What can governments do to address the banking crisis, remedy unemployment, poverty and ecological threats, and create conditions for sustainable abundance?


How can time-tested currency innovations such as mutual credit systems help businesses of all sizes deal with cash flow shortages and monetary instability?


What can communities do to leverage their untapped wealth and connect resources that would otherwise remain unused with needs that would otherwise remain unmet?


What can scientific and academic research tell us about how to design and implement more effective and resilient monetary systems?

Currency Proposals

What types of complementary currencies could help us overcome current obstacles to the flourishing of our educational, energy, commercial, and other systems?

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Articles in Business

Making money for business: currencies, profit and long-term thinking by Bernard Lietaer and Gwendolyn Hallsmith

October 17, 2011 – 4:24 pm |

In brief:
Businesses have tended to leave the question of how the monetary system works to the government, central banks, and the banking system. Yet in doing so they miss the opportunity to solve key monetary and …

Commercial Credit Circuit (C3)

September 28, 2011 – 2:19 pm | 2 Comments

The Commercial Credit Circuit (C3) is a business-to-business system that is an improvement on the WIR, in the sense that the currency is convertible on demand into national currency. It is a powerful way to create …

Business Solutions: An Overview

March 11, 2010 – 6:02 am | Comments Off on Business Solutions: An Overview

Although we have witnessed the biggest bailout in human history, the real economy—the one in which businesses manufacture and sell goods and services—is turning out to be the next victim of the banking crisis of …

Business-Related Case Studies

March 9, 2010 – 8:59 am | Comments Off on Business-Related Case Studies

There are now many successful examples of mutual credit systems, or business-to-business currencies, such as the Wir and the Wat described below.  They demonstrate the very beneficial effects of complementary currencies for businesses.   Such currencies …