What can governments do to address the banking crisis, remedy unemployment, poverty and ecological threats, and create conditions for sustainable abundance?


How can time-tested currency innovations such as mutual credit systems help businesses of all sizes deal with cash flow shortages and monetary instability?


What can communities do to leverage their untapped wealth and connect resources that would otherwise remain unused with needs that would otherwise remain unmet?


What can scientific and academic research tell us about how to design and implement more effective and resilient monetary systems?

Currency Proposals

What types of complementary currencies could help us overcome current obstacles to the flourishing of our educational, energy, commercial, and other systems?

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Articles in Currency Proposals

Commercial Credit Circuit (C3): A Financial Innovation to Structurally Address Unemployment

January 30, 2010 – 11:01 pm |

This paper explains how mutual credit systems can help small and medium-size businesses face the current banking and economic crisis and deal with the problem of cash flow shortage.   Businesses can take an initiative to …

“Natural Savings: How to Save Forests with Savings for and by the Poor?”

January 26, 2010 – 1:50 pm | One Comment

“Natural Savings: A New Microsavings Product for Inflationary Environments. How to Save Forests with Savings for and by the Poor?” Co-authored by Bernard Lietaer and Marek Hudon (Centre Emile Bernheim, Solvay Business School, Brussels).   …

The Saber: A Currency for the Educational Sector

January 22, 2010 – 7:37 am |

The Saber is the complementary education currency proposed by Bernard Lietaer to help Brazilian schools provide greater educational opportunities despite the lack of available funds.   The educational vouchers are designed to set in motion a …

Complementary Currency Innovation: Self-guarantee in Peer-to-Peer Currencies

January 19, 2010 – 1:16 pm |

The WAT system, as used in Japan, allows for businesses to issue their own tickets (IOU’s) which can circulate as a complementary currency within a community.  In this paper, Bernard Lietaer and Mitra Ardron propose …

The Terra TRC: A Global Complementary Currency to Stabilize the World Economy

January 14, 2010 – 10:54 pm | 5 Comments

The Terra is a global complementary currency designed to provide an inflation-resistant international standard of value; to stabilize the business cycle on a global level; and to realign stockholder’s interests with long-term sustainability.   From a …