What can governments do to address the banking crisis, remedy unemployment, poverty and ecological threats, and create conditions for sustainable abundance?


How can time-tested currency innovations such as mutual credit systems help businesses of all sizes deal with cash flow shortages and monetary instability?


What can communities do to leverage their untapped wealth and connect resources that would otherwise remain unused with needs that would otherwise remain unmet?


What can scientific and academic research tell us about how to design and implement more effective and resilient monetary systems?

Currency Proposals

What types of complementary currencies could help us overcome current obstacles to the flourishing of our educational, energy, commercial, and other systems?

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Articles tagged with: Business

The WAT System in Japan

May 21, 2010 – 1:01 pm |

This introduction to the WAT system is an excerpt from a longer paper by Mitra Ardron and Bernard Lietaer in which they offer ways of addressing some of the shortcomings of “peer-to-peer” currencies like the …

Community Currencies: The Story of Banco Palmas in Brazil

May 19, 2010 – 11:53 pm |

The story of Banco Palmas in Brazil is a great example of how local currencies can stimulate the local economy.  With the help of NGOs, people in Palmeiras, an impoverished district in Fortaleza, Ceara, Brazil …

Business Solutions: An Overview

March 11, 2010 – 6:02 am | Comments Off on Business Solutions: An Overview

Although we have witnessed the biggest bailout in human history, the real economy—the one in which businesses manufacture and sell goods and services—is turning out to be the next victim of the banking crisis of …

Business-Related Case Studies

March 9, 2010 – 8:59 am | Comments Off on Business-Related Case Studies

There are now many successful examples of mutual credit systems, or business-to-business currencies, such as the Wir and the Wat described below.  They demonstrate the very beneficial effects of complementary currencies for businesses.   Such currencies …

Quantifying Economic Sustainability: Implications for Free-Enterprise Theory, Policy, and Practice

February 22, 2010 – 12:09 am |

“Quantifying Economic Sustainability: Implications for Free-Enterprise Theory, Policy, and Practice.” Co-authored with Sally J. Goerner and Robert E. Ulanowicz, in Ecological Economics, Vol. 69, n. 1, December 15, 2009
Important Copyright Note: you are welcome to …

Complementary Currency Innovation: Self-guarantee in Peer-to-Peer Currencies

January 19, 2010 – 1:16 pm |

The WAT system, as used in Japan, allows for businesses to issue their own tickets (IOU’s) which can circulate as a complementary currency within a community.  In this paper, Bernard Lietaer and Mitra Ardron propose …

The Terra TRC: A Global Complementary Currency to Stabilize the World Economy

January 14, 2010 – 10:54 pm | 5 Comments

The Terra is a global complementary currency designed to provide an inflation-resistant international standard of value; to stabilize the business cycle on a global level; and to realign stockholder’s interests with long-term sustainability.   From a …

Как предприятия могут спастись от последствий банковского кризиса by Bernard Lietaer

December 26, 2009 – 3:35 pm |

Что бы правительства ни сделали для банков, еще долгие годы бизнесу будет трудно получить кредит. Самый сложный аспект текущей ситуации – это одновременный и глобальный характер банковского кризиса. Мировая экономика будет предсказуемо сползать в синхронную …